Self-Fulfilling Prophecy

The Association of British Insurers says drivers aged 17-24 are responsible for a disproportionately high number of crashes, deaths and claims.

Given the astronomic cost of insurance for people in that age group, the only teenagers who can drive are those with rather rich parents, which also means they will in all likelihood have access to their parents' fast, powerful cars and not the underpowered old bangers I drove as a teenager. 

Could it be that the high price of insurance for young people, while not necessarily causing the problem in the first place, is actually contributing to it?

The heady combination of testosterone and a 6 cylinder, 2 litre, turbo-charged car is a dangerous mix. Perhaps a better response would be to limit the size of the engine a youngster can drive, combined with a zero blood alcohol level?

Only the other day I was cut-up at a roundabout as a non-signalling youth driving some hot hatch came roaring and screeching in front of me as I was about to pull out onto the roundabout. His response to my beeping him was to stick two fingers up at me (as did his girlfriend in the passenger seat). Perhaps hitting a lamp-post at 60 MPH might be a salutary lesson for him. The problem is he'll probably kill someone else in the process.